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Graduated Repayment
There are a number of loan repayment options available to U.S.
student loan borrowers. One option is the graduated repayment schedule. Borrowers can lower their monthly loan payments for a while — without extending their repayment period—by opting for graduated repayment
==How it works==
Graduated repayment lets the borrower pay just the interest on his or her loan for up to four years. (Some servicers will increase payments after two years.) Payments then increase gradually so the loan is repaid in the same amount of time (10 years) as it would be under standard repayment. (Standard repayment is the basic repayment schedule in which the borrower makes 120 equal monthly payments over a period of 10 years.)
Graduated repayment can increase the total amount of interest paid. This means the loan may cost more than if it were repaid under standard repayment.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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